Baystate Financial Services
Donald F. Vendetti, CLTC
Financial Planner
Financial Services Representative

Baystate Financial Services

Welcome and thank you for visiting!

My mission is to help my clients develop financial objectives, and achieve those objectives through various financial products and investment services that are designed to meet their present and future needs.

My goal is to help you make informed decisions about issues that affect your financial well being and help you achieve your financial goals and protect your income and your assets, allowing you to concentrate on the other priorities in your lives.

I hope you find this site informative and useful. Feel free to contact me if you would like more information about any particular product or service.

I look forward to hearing from you.

 

Baystate Financial Services is a general agency of New England Life Insurance Company, Boston, MA

Fee-baed financial planning services offered by New England Securities.

I am licensed and registered to offer products and services in [CA, CT, FL, MA, NH, NJ, NY, RI, VT, WA]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

L1011214555[exp1212][AK,AL,AR,AZ,CA,CO,CT,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD

Learning Center

A library of tools to educate you on a wide variety of financial topics.

Learn more.

Financial Calculators

Tools to help you estimate answers to common financial questions.

Learn more.

Newsletters

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.

Learn more.

Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

More Calculators →

Newsletters

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

Fixed for Life

More than 40% of Americans ages 36 and older are at risk of running out of money in retirement, according to a retirement readiness study. In fact, almost one-third of people with upper-middle incomes and 13% with high incomes may not be able to pay for basic retirement expenses and uninsured health-care costs after two decades in retirement.

Help an Inheritance Help You

When Americans were asked what they would do with a large inheritance, 48% said they would save it; only 8% said they would spend it on things they've always wanted. Could the Great Recession be changing attitudes about money? There are some options to consider for those who expect to receive, or have already received, an inheritance.

How Interest Rates Can Influence Financial Decisions

The Federal Reserve has relied on its control of short-term interest rates to influence economic activity. Adjusting interest rates might seem to be an overly simple solution for steering the world's most powerful economy, but few mechanisms can influence behavior more effectively than interest rates.

More Newsletters →